Archives for March, 2009


Today is the last day of March, which also means it is the day before Financial Literacy Month begins!
Visit FinancialLiteracyMonth.com to take the the first step!
I certainly hope that this focused effort in the month of April be become more Financially Literate is not lost with all the other declarations of National Something Month.
Do we really need a month to remind people to learn more about money managemen...


In honor of Financial Literacy Month (April), we will be using the hashtag #FLM on financial literacy-related Twitter posts. The idea is to bring awareness to the need for financial literacy (and help us meet some other financially-minded people Twitte...
26
Mar
A tale of impulse and regret


I am a sucker for store closing sales. I love to rush in during the final hours and snag some last-minute deals. The only problem is that the adrenaline and time crunch weaken my decision making skills. Take my most recent purchase—one half of a leat...


If your request to remove an erroneous item on your credit report is denied after going through the dispute process, the Fair Credit Reporting Act gives you the ability add a statement in 100 words or less to your file giving your version of the dis...


April is Financial Literacy Month and my nonprofit organization launched a microsite in the month’s honor. On the site, there are 30 simple steps to financial freedom (one for each day of the month).
Last year, I personally went through the s...


If you find a billing error, time is of the essence. Under the Fair Credit Billing Act (FCBA) you must notify the creditor in writing within 60 days after the first bill containing the error was received. Not sure where to start? Here is a sample of a ...
I recently met a 30-something woman who was selling her home so that she would have more money to repay her student loans. As she put it: "I finally realized that this debt was not going to go away." She's right—there is no statute of limitations ...
Are you a spender or a saver? If you answered "both," the IRS has a program for you!
As authorized by the Pension Protection Act of 2006, the IRS now offers taxpayers the opportunity to split their refund into two or three checking, saving, or re...
18
Mar
A chicken in every yard?
The economy is bringing out the inner farmers of many city dwellers. In fact, there is a growing trend for urban families to raise their own chickens. In addition to producing eggs and meat, chickens might also help to control bugs and dispose of foo...