Sometimes, credit reports contain errors serious enough to cause consumers to be denied credit, a loan, an apartment or home loan or even a job. Fortunately, the Fair Credit Reporting Act (FCRA)... Read more »
The lack of financial literacy in the country is no surprise. However, the extent to which people are unaware of common financial terms is something I find shocking.
During a conversation with my... Read more »
Home values have plummeted across the country. Mortgage interest rates continue to hover between 4 and 5%, a historical low. Both seem to suggest it’s a good time to buy a house. ... Read more »
I’ve always been envious of people who have the ability to “travel light.” Even the mere thought of packing light is so unfathomable to me that it’s almost humorous. And – I’ll... Read more »
The National Foundation for Credit Counseling’s (NFCC) July online poll revealed that 64 percent of Americans would utilize a source other than their savings account to satisfy a $1,000 unplanned expense.
The largest... Read more »
Most people know that they would/should/could reduce their spending. However, people are discouraged by this idea because they think of it as an "all or nothing" strategy. But in reality, there is... Read more »
According to a study by The Pew Research Center, 75 percent of Americans think college is no longer affordable. Over the past 25 years, tuition costs have increased more than 400 percent;... Read more »
When it comes to food, college students have a lot more to worry about than simply gaining the dreaded "freshman 15".
The cost of going out to eat with friends, ordering late-night pizza,... Read more »
Do you have a passion for personal finance? Do you enjoy teaching others? Do all your friends and family members come to you for financial advice? Do you know a group of... Read more »
Setting financial goals is one of the first and most important tasks in creating a sound financial plan. A good first step is to write down your financial goals in a clear,... Read more »