Five myths about credit counseling

Recent poll results released by the National Foundation for Credit Counseling confirmed what we have seen to be true for a while now: Misconceptions regarding credit counseling agencies are running rampant.  To be... Read more »

How to break bad money habits

The Wall Street Journal’s MarketWatch site recently ran an article entitled “7 tips to keep your car’s gas bill down.” It was a helpful article, inasmuch as everyone is always looking to... Read more »

Ask the Experts: Is it legal for creditors to call me at work?

Is it legal for creditors to call me at work? - Jaclyne  Dear Jaclyne,  First, it’s important to differentiate between the term “creditor” and “debt collector.” While the two may seem synonymous, they are ac... Read more »

The Do-It-Yourself Debt Management Plan

  There’s something very satisfying about completing DIY (do-it-yourself) projects. You’ve accomplished something that an expert or professional would normally do for you and you’ve saved yourself some money in the process (&hell... Read more »

Repairing the damage done by debt

In many ways, the hardest part about breaking up with debt is simply making the choice to put yourself on the path to financial freedom. Once you’ve done that – once you’ve... Read more »

Six pain-free ways to save money immediately

  Some people have boundless energy for the pursuit of savings. It’s a passion (or obsession, depending on your point of view). They can’t stop thinking about ways to save money. The prospect... Read more »

Is it finally time to buy a new car?

Until very recently, my father and I drove the same car – same make, model and year (though his was gray and mine is black). That was entirely coincidental, though it always... Read more »

Financial Literacy Month and the Art of Starting Over

Over the last few months we’ve been talking a lot about the break-up process. Specifically, the process of breaking up with Debt.  Being that April is National Financial Literacy Month, there couldn’t be... Read more »