Who’s afraid of student loan debt? You, most likely

In a recent survey conducted by MMI, we found that student loan debt was the least prevalent type of debt among respondents, with only 51 percent stating that they currently have such... Read more »

Does money management matter if you’re poor?

Late last year one woman attempted to explain how poverty impacted her financial decision-making. The resulting piece, Why I Make Terrible Decisions, outlines the thought process of Linda Tirado, a mother and full... Read more »

Burn your savings or create more debt?

Ask the Experts: Should we use up our savings? We have been working on paying off our credit cards and have about 1300 dollars left. We are currently looking at a possible $2,000 car... Read more »

Is buying a house a good investment?

The American Dream used to be pretty static. Good job. Stable relationship. House in the suburbs. Back yard for cookouts. White picket fence. Maybe even a dishwasher for good measure. While that vision... Read more »

How to build the best budget ever

New year, new budget. That should be your January mantra. The sooner you construct a functioning budget for the year, the sooner you’ll be on your way towards achieving your goals for 2014. If you... Read more »

Six reasons why you should file your tax return early

You made it through the holidays! You’re now firmly entrenched in the doldrums of mid-winter, doing your best to stay warm and stay out of trouble until the spring. Of all the... Read more »

Five things you should never buy at a pawn shop

Reality television has changed public perception of a lot of things, from duck hunting to self-storage to toddler beauty pageants. But no industry has seen its image shift quite like the pawn... Read more »

Five ways to beat the post-holiday blues

The first Monday of the New Year is now “Blue Monday.” Blue Monday is supposedly the most depressing day of the year, when poor weather conditions, increased debt levels, failed resolutions, and having... Read more »

Don’t be a victim of financial amnesia

In December the National Foundation for Credit Counseling (NFCC) polled consumers on their personal predictions for 2014. More than half of the respondents, 56 percent, predicted that they would be in a better... Read more »