OLDWICK, N.J.–(BUSINESS WIRE)–A.M. Best has revised the outlooks to negative from stable and affirmed the Financial Strength Rating of B++ (Good) and the Long-Term Issuer Credit Rating of “bbb” of American Fidelity Life Insurance Company (AMFI) (Pensacola, FL). The outlook revisions reflect AMFI’s limited business profile, trend of contracting inforce business and A.M. Best’s view of the need for a more robust enterprise risk management (ERM) function. The ratings reflect AMFI’s generally dec