OLDWICK, N.J.–(BUSINESS WIRE)–A.M. Best has upgraded the Financial Strength Rating to A (Excellent) from A- (Excellent) and the Long-Term Issuer Credit Rating to “a” from “a-” of RAM Mutual Insurance Company (RAM) (Esko, MN). The outlook of these Credit Ratings (ratings) has been revised to stable from positive. The rating upgrades reflect RAM’s strengthened risk-adjusted capitalization, favorable operating performance and well-established local market presence. The capital position has benef