OLDWICK, N.J.–(BUSINESS WIRE)–A.M. Best has assigned a Financial Strength Rating of A- (Excellent) and a Long-Term Issuer Credit Rating of “a-” to Vault Reciprocal Exchange (Vault) (St. Petersburg, FL). The outlook assigned to these Credit Ratings (ratings) is stable. The assigned ratings reflect Vault’s appropriate level of risk-adjusted capitalization, which supports the underwriting, credit and investment risks of the company. The company’s business plans consist of writing high-net-worth