NEW YORK–(BUSINESS WIRE)–Kroll Bond Rating Agency (KBRA) has commented on the acquisition of HomeBancorp, Inc. by First Citizens Bank & Trust Co. KBRA makes the following key points: On December 18, 2017, HomeBancorp, Inc. and its subsidiary HomeBanc, announced a definitive agreement to merge with First Citizens Bank & Trust Co. (“First Citizens”), the subsidiary bank of First Citizens Bancshares, Inc. (NASDAQ: FCNCA). The deal is expected to close during the second quarter of 2018. T