OLDWICK, N.J.–(BUSINESS WIRE)–A.M. Best has assigned a Financial Strength Rating (FSR) of B++ (Good) and a Long-Term Issuer Credit Rating (Long-Term ICR) of “bbb” to MedMal Direct Insurance Company (MedMal Direct) (Jacksonville, FL). The outlook assigned to these Credit Ratings (ratings) is stable. MedMal Direct is a wholly owned subsidiary of Physicians Trust, Inc., which is also based in Jacksonville. MedMal Direct was formed in 2010 to become a direct distribution medical professional liab