OLDWICK, N.J.–(BUSINESS WIRE)–A.M. Best has downgraded the Financial Strength Rating to B++ (Good) from A- (Excellent) and the Long-Term Issuer Credit Ratings to “bbb+” from “a-” of INTEGRAND Assurance Company (INTEGRAND) (San Juan, Puerto Rico). Additionally, A.M. Best has placed these Credit Ratings (ratings) under review with negative implications. The rating downgrades reflect A.M Best’s assessment of INTEGRAND’s balance sheet strength, which A.M. Best categorizes as very strong, its adeq