OLDWICK, N.J.–(BUSINESS WIRE)–A.M. Best has downgraded the Financial Strength Rating to B (Fair) from B+ (Good) and the Long-Term Issuer Credit Rating to “bb+” from “bbb-” of The Order of United Commercial Travelers of America (UCT) (Columbus, OH). The outlook of these Credit Ratings (rating) has been revised to stable from negative. The ratings reflect UCT’s balance sheet strength, which A.M. Best categorizes as strong, as well as its weak operating performance, limited business profile and