OLDWICK, N.J.–(BUSINESS WIRE)–A.M. Best continues to refine its proposed Best’s Credit Rating Methodology (BCRM) to further increase transparency and consistency. As part of this process, the following draft BCRM-related criteria procedures have been released for comment: Alternative Risk Transfer (ART) A.M. Best Ratings On a National Scale A.M. Best’s Stress Liquidity Ratio for U.S. Life Insurers Analyzing Perpetual Insurers Evaluating Country Risk Measuring Transfer and Convertibility Risk