OLDWICK, N.J.–(BUSINESS WIRE)–A.M. Best has upgraded the Financial Strength Rating to B++ (Good) from B+ (Good) and the Long-Term Issuer Credit Rating to “bbb” from “bbb-” of Citizens Security Life Insurance Company (Citizens Security) (Louisville, KY), the insurance subsidiary of Citizens Financial Corporation (Citizens Financial) [OTC: CFIN]. The outlook of these Credit Ratings (ratings) has been revised to stable from positive. The ratings reflect Citizens Security’s balance sheet strength