Successful money management is all about having the knowledge and confidence to make good choices with your money. Those two elements go hand-in-hand: you need the knowledge to feel confident, but you also need to feel confident in your knowledge, otherwise you won’t trust yourself to make important decisions.
Unfortunately, a recent poll conducted by the National Foundation for Credit Counseling® (NFCC) found that the majority of respondents weren’t especially confident in their ability to manage their finances. In fact, over a quarter (26 percent) of those polled wish they didn’t have to deal with their finances at all. Meanwhile, only eight percent feel like they have what they consider to be a good grip on their personal finances.
Learning is a funny thing – a lot of people tend to think that learning is just a single stage in the entirety of our lifespan; that we learn for a bit, then we stop learning because we know what we need to know, and we go out and use that knowledge. But learning is a beginning to end process. We’re constantly learning, from the moment we’re born to the moment we die.
No one should feel bad about what they don’t know – and that goes double where finances are concerned. Very few schools teach basic financial education to young students, which means that it’s up to you, as an adult, to go out and get that information.
If you don’t feel confident in your financial knowledge that’s just your cue to go out there and get that financial knowledge. Fortunately, we can help you with that.
Consider signing up for a financial workshop in your community. Our local educators have years of experience delivering fun, informative, easy-to-follow financial seminars. Topics range from making the most of your credit to living a frugal lifestyle to managing student loan debt and beyond. If you don’t feel confident in your ability to handle your finances then now’s the time to get confident!
No local seminars? No problem. Our educators also conduct online webinars covering the same financial subjects. You don’t even need to leave your house. AND it’s free. We’re giving away a lot of great knowledge. You just need to show up and take it.
It’s okay to lack financial confidence, but there’s no excuse to stay that way. Browse our upcoming courses and consider signing up. The only thing you stand to lose is a little financial insecurity.