The miraculous benefits of waking up earlier

Feel like you’re in a little bit of a rut? Do the days seem to blend together? Are you dissatisfied with what you make of each day? Wake up earlier. An hour earlier. Maybe... Read more »

Your budget and the Affordable Care Act

  However you may feel about it, the Affordable Care Act (popularly known as Obamacare) is currently a part of your budgeting reality, especially if you don’t have health insurance through your employer. The... Read more »

The path to financial stability

What does stable ground feel like? For most people it probably feels like, you know, the ground. Stability is really the norm when it comes to the ground beneath our feet. It’s... Read more »

Nine insanely easy ways to improve yourself and your finances

Self-help is one of those things that always sounds really great in theory, but rarely works out the way we envision it. We read about these great ways to make our lives... Read more »

Are you financially prepared for the year ahead?

  This article provided by the National Foundation for Credit Counseling (NFCC). As the holiday spending bills begin arriving, many consumers choose to bury their heads in the financial sand, ignoring the fact that... Read more »

There is no such thing as selfless spending

  Full disclosure: I have a dog and a cat. They get Christmas presents. Now, to be fair, I don’t go crazy or anything. They generally get the kind of treats and toys they’d... Read more »

Student loan borrowers don’t know what they owe

Here’s the scene: you’re closing on your dream house. The bank’s approved you for a loan. They present you with a stack of paperwork and begin to explain the terms and conditions... Read more »

Beware of Student Loan Counseling Scams

As student loan debt continues to be the single largest form of consumer debt, it is no surprise that scammers have been hard at work targeting vulnerable borrowers strapped with unmanageable student... Read more »

Important money moves to make before closing out the year

December is a great time of year to look forward. A new year is on the horizon – a chance for many of us “start over” in a sense. But we’re not quite... Read more »

Buy with your brain, not with your gut

  As savvy as most of us think we are when it comes to shopping, in truth, most of our major purchasing decisions are based on emotional responses. Our “gut” decides what we... Read more »