NEW YORK–(BUSINESS WIRE)–Kroll Bond Rating Agency (KBRA) assigns preliminary ratings to four classes of Oportun Funding XII, LLC, Series 2018-D (“Oportun 2018-D”), a consumer loan asset-backed securities transaction. The collateral in the Oportun 2018-D deal includes approximately $184.2 million of loans, as of the November 4, 2018 statistical calculation date. The transaction includes a three-year revolving period during which additional collateral may be funded in the transaction so long as