How to get what you want without paying a dime

When I hear the term “bartering” I often think of the days when you would go into town with your prized cow and trade it for a pig, a goat and a... Read more »

Don’t despair over expired Groupons

Last night, me and about a hundred other people realized that we were running out of time to use the Groupon we purchased to an Italian restaurant to get $40 worth of... Read more »

Is layaway a good option for shoppers this holiday season

Wow! Where has the year gone? I can’t believe the holiday season is right around the corner. And, of course, that means the holiday shopping season has already begun. For many Americans... Read more »

Majority of consumers would change financial institutions to avoid paying debit card fee

The October online poll conducted by the National Foundation for Credit Counseling (NFCC) revealed that only three percent of more than 2,400 respondents would continue using their current debit card as usual if... Read more »

Tips to help you pay debts on time

Not only does paying bills late affect your credit score, it also costs you in late fees and other penalties. If you have the cash to pay, but you still find yourself... Read more »

Don’t be spooked by financial decisions

Halloween tricks or treats come along only once a year, but the consequences of financial decisions usually last far past the next spooky holiday. Options that seem good on the surface, if... Read more »

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We are honored to give voice to consumers who have overcome financial challenges. Through their own words, these consumers will tell you about what it was like to be in and repay... Read more »

Mastering the art of avoidance — and living to regret it

You know what’s easier than dealing with a problem? Avoiding it. So when I recently discovered I had a tooth that was becoming increasingly sensitive to just about everything, I did the... Read more »

Almost free Halloween costumes

Short on money, but not on Halloween spirit?  Lucky for you that the best costumes require more creativity than cash.  Homemade Halloween costumes have been part of my  holiday tradition since I was... Read more »

Dangers of cosigning credit applications

The Credit Card Accountability, Responsibility, and Disclosure Act of 2009 requires that people under 21 have a co-signer or a job in order to open a credit card. Further, the same law... Read more »