Ditch those resolutions you won’t keep

If you are like most people, you probably created a daunting list of monumental accomplishments you’d like to achieve over the next year. However, setting resolutions and keeping them are two different... Read more »

Financial problems on the job

Statistics show that people are very reluctant to talk about financial challenges in general and, for a number of reasons, this is particularly true in the workplace. In fact, both employees and... Read more »

Upside down on a car? You can’t just give it back

Last year, a record 1.67 million cars and trucks were repossessed representing a 12% increase over 2007. Unfortunately, this isn’t too surprising since in the first... Read more »

What happened to FICO 08?

Well, it’s 09. Makes me wonder what happened to FICO 08. Reminds me of the nearby dirt lot with a weary-looking sign that reads “Luxury Condos – Available Spring 2006.” ... Read more »

Yes, you do need to wait for your W-2

When you are expecting a tax return, it can be hard to wait for those W-2 forms to come in the mail. Fortunately, you don’t have to wait too long; the IRS... Read more »

Rental car prices: how to hit a moving target

Rental car prices vary a lot. The price you pay depends on a number of factors including the rental agency you choose, the type of car you want to drive, your location,... Read more »

When renting makes sense

Housing news has been so frequent and dramatic that I missed one interesting detail: the demand for rentals has increased. According to the Joint Center for Housing Studies, “with so much turmoil... Read more »

Lines move from check out counters to return counters

Return fraud costs retailers a lot—an estimated $15.5 billion in 2007—causing some retailers to enforce rather strict return policies. However, as retailers get a handle on... Read more »

NewsFlash! The holidays will be back in 2009

I don't mean to be an alarmist, but I thought you should know that the holidays come every year—whether you’re ready or not. I understand that the magic of the season begins... Read more »

New rules to protect credit card users

Last Thursday, the Federal Reserve Board approved new rules "that would better protect credit card users by prohibiting certain unfair acts or practices and improving the disclosures consumers receive in connection with... Read more »