Nearly 9 per cent of education loans by PSBs turned bad in FY’18 Industry-Economic Times — January 4, 2019 comments off “As per information provided by Indian Banks’ Association (IBA), NPAs of PSBs increased from 7.29 per cent as on March 31, 2016 to 8.97 per cent as on March 31, 2018,” Shiv Pratap Shukla said