We are witnessing end of non-preforming assets cycle: P. K. Gupta, MD (Retail & Digital Banking), SBI Industry-Economic Times — November 4, 2018 comments off Gupta who was in Guwahati while interacting with media persons said, “We are witnessing end of non-preforming assets (NPA) cycle. NPAs have been recognised and tackled. We hope to return to profitability very soon.”