The first Monday of the New Year is now “Blue Monday.” Blue Monday is supposedly the most depressing day of the year, when poor weather conditions, increased debt levels, failed resolutions, and having... Read more »

In December the National Foundation for Credit Counseling (NFCC) polled consumers on their personal predictions for 2014. More than half of the respondents, 56 percent, predicted that they would be in a better... Read more »

2014 begins on a Wednesday. That means you’ll start the week in one year and end it in another. Presuming you’re taking the day off on the 1st, your fresh new year... Read more »

Ask the Experts: Should I consolidate my debts? I have 3 cards that total $25,000. Wouldn't it be better to consolidate the balances into one loan versus tackling one at a time? -Mary Hi... Read more »

Most of us engage in some amount of social media. But how important is social media in your life? Do you check your social media accounts as soon as... Read more »

If you celebrate Christmas, one of the many traditions your family may observe is the hanging, stuffing, and frantic un-stuffing of Christmas stockings. And no matter who supplies the goods – Santa,... Read more »

In a recent National Foundation for Credit Counseling (NFCC) poll, when choosing between marriage, health, job and personal finance categories, an overwhelming 80 percent of respondents indicated they typically make the worst decisions... Read more »

Regifting is a beautiful thing. Wait. Check that. Thoughtful regifting is a beautiful thing. Smart regifting is a wonderful thing. Haphazard regifting is a bad thing, and a potentially dangerous one at that. Regifting... Read more »

Ask the Experts: Credit limits and credit scores My credit score recently dropped a little, but I have not had late payments. If a debtor increased my credit limit, does it affect my... Read more »