Reminder – Gift giving is not a competition

As much as you may be tempted to deny it, the holidays are just around the corner. That means lights, tinsel, and spending. Lots and lots of spending. According to a recent Gallup... Read more »

Providing financial programs to veterans and service members

This article was provided by the National Foundation for Credit Counseling.  The National Foundation for Credit Counseling® (NFCC) is proud to recognize Veterans Day, the anniversary of the end of World War I,... Read more »

Misplaced confidence

One of the worst things I do – and I do it often enough to consider getting professional help for the situation – is give people directions I should not be giving.... Read more »

Nine lies money wasters love to tell themselves

You’re in the store or you’re browsing online. You’re about to waste some money. You might not know that you’re going to waste that money, but you probably have a good idea... Read more »

Letting go of your money fears in three steps

  Fear and money are like two peas in a pod. They’re like chocolate and peanut butter…eggs and bacon…bagels and cream cheese…(I really shouldn’t have skipped breakfast). We need money. It’s an integral part... Read more »

The dangerous appeal of subprime credit cards

  Do you remember the early months of 2014? They were cold. Really cold. Cold enough, economists have suggested, to actually freeze the economy. Well, maybe “freeze” isn’t the right term. Cool down. The... Read more »

The key to surviving student loan debt

A recent report released by the Department of Education shows that student loan default rates have fallen slightly for the first time in seven years, but still remain uncomfortably high at approximately 14... Read more »

Is punishment a good money motivator?

The carrot or the stick? It’s an age old question. What gets the best results – rewards for success or punishments for failure? Originally, it was more of a literal question. What makes... Read more »

Seven small money mistakes that really add up

For a lot of us, money doesn’t start making itself heard until it gets nice and big. Buying a new home? You’re fully aware of how much you’re spending on what. Same... Read more »

How to prepare for self-employment

  There are a lot of great reasons to become self-employed. It’s not just about being your own boss (which is nice), but for most people who take the plunge, self-employment means a... Read more »