Employees are stressed by retirement planning and debt

On Monday, researchers from the Personal Finance Employee Education Foundation (PFEEF) released data pinpointing the causes of employees’ financial stress. Of those who responded, 22 percent reported retirement planning as most stressful,... Read more »

A plug for short(er)-terms, fixed rates

On my drive into work today, I learned that fixed mortgage rates are going down due to the Freddie Mac/Fannie Mae takeover. The NPR interviewee also caught my attention when he said... Read more »

Black America Saves launch

“When my money got low, the number of friends I had did too,” said Actor and Activist Clyde Jones. Jones shared his inspirational financial story, where he went from living a life... Read more »

Are you smarter than my 4th grader? Try his math challenge

I’ll never forget the time a former boss said, “I wish you were better at math.” While I think he could have phrased it more delicately, I can understand why he wanted... Read more »

Preserving Herb

No, this is not about selecting funeral plans. It is about my journey of trying to conserve money, cook a little healthier, and acquire some new skills. Every year... Read more »

Bills are due on the due date

Our mortgage payment is due on the 1st of the month. On the 2nd, I got a call from our lender asking when our payment will arrive. After promising swift action, I... Read more »

Paying with pennies

Last night, I saw a funny TV commercial promoting a 1 cent sale. In the ad, a man tries to pay his dinner bill with a bag full of pennies. The angered... Read more »

Financial soundbites

My organization is often asked to serve as a resource for news media stories related to money management. Occasionally, I am asked to serve as our agency spokesperson. One of the greatest... Read more »

What to do about rule-breaking coffee shop

I am a regular at a local coffee shop where there is a sign that reads “$5 minimum for all credit card purchases.” So far, I have dutifully followed the sign’s suggestion.... Read more »

Homeownership costs more than the sale’s price

According to an S&P study released earlier this week, home prices dropped a record 15.4% in the second quarter compared with last year. (Visit CNN.com to see which cities faired the worst.)... Read more »