Homeowners Warned Of Phony Foreclosure Prevention Hotlines

Homeownership Preservation Foundation (HPF) President and Executive Director, Colleen Hernandez, recently warned homeowners of fraudulent foreclosure prevention services and hotlines claiming to be affiliated with or... Read more »

Watch out for credit card rate hikes

I was recently interviewed by FOX news about the fact that credit card interest rates are going up even though the Fed has cut interest rates. According to Consumer Action's 2008 credit... Read more »

Three free business ideas

I have a lot of ideas. I don’t know if my ideas are good or not because I really don’t have the time to find out before another idea hits. In case... Read more »

CCCS Southwest turns 50

Today's post is short and sweet. I wanted to simply acknowledge the fact that Consumer Credit Counseling Services (CCCS) Southwest turned 50 this year. The nonprofit organization was founded... Read more »

Financial pros & cons of daylight saving time

While I was sitting in the dark last night (at 5pm) I couldn’t help but wonder: Are we saving anything but daylight with daylight saving time (DST)? I found some interesting statistics... Read more »

Dear Retailer, I hate your coupons

There is a retailer that sends me coupons in the mail—a lot of coupons. It seems like every single week I receive at least one coupon good for 20% off one regularly... Read more »

Think outside of the gift box

I have received requests for a ‘top ten list of ways to save’ this holiday season, so here goes: 1. Make a list and cross yourself off the list.... Read more »

Holiday spending: How can we help?

If you're like most people, you are planning to scale back this holiday season. The National Retail Federation’s (NRF) 2008 Holiday Consumer Intentions and Actions Survey predicts the lowest increase in planned... Read more »

Scary loan mistakes to avoid

The Conference Board’s Consumer Index fell to an all-time low in October.* Cautious consumers know that the ghost, ghouls and goblins of Halloween aren’t nearly as scary as the financial damage a... Read more »

Managing Higher Heating Costs

Heating costs are projected to increase this winter, according to forecasts by the Energy Information Administration (EIA). In fact, the EIA predicts the average household expenditures for all space-heating fuels will be... Read more »