Change the way you think about emergency savings

Emergency (noun) – a sudden, urgent, usually unexpected occurrence or occasion requiring immediate action. Here’s the thing about emergencies: you can’t plan for them. Not really. Life is filled with too many variables... Read more »

Who’s to blame for the student loan crisis?

In a fairly unsurprising bit of news, researchers at the University of South Carolina recently conducted a study into mental health and student loans and found that yes, student loans aren’t great for... Read more »

Just say no to rent-to-own

There are a lot of times when renting makes sense. When you fly into a new city and you have a lot of traveling to do, rent a car. When you’re on... Read more »

The price of a great Valentine’s Day

Valentine’s Day is celebrated around the world. It has historical roots that go all the way back to the 5th century AD. Like most modern holidays, it’s current, commercialized form is a... Read more »

How to opt out of nearly everything

The world is full of advertising. There are so many products and services crammed into the marketplace, each trying desperately to grab your attention. Sometimes it feels like there’s never a moment... Read more »

The simple beauty of paycheck budgeting

  We tend to treat money like a big picture problem that can be solved with big picture solutions. Ideally, with the right knowledge and a little effort, you can plan out your... Read more »

How to avoid hidden fees

The world is a costly place. Prices go up, while income stays the same. It’s hard enough to make your money balance out when you know what you’re spending. Unfortunately, quite often... Read more »

The right amount to spend on every budget category

If you’re new to the concept of money management and budgeting, one of the first things you’ll usually find yourself advised to do is track your spending. For a month or more,... Read more »

The credit or debit conundrum

  I remember when I was a relative newcomer to the world of making, spending, saving, and wasting money. I had a brand new, shiny checking account, a box of brand new, shiny... Read more »

When you cannot help yourself

Given the choice, most of us would rather do it ourselves, especially when it comes to solving our problems. The ability to do it yourself almost always saves you money, and pays you... Read more »