Five hard truths of vacation planning

  Brace yourselves. Summer is coming. That doesn’t sound very ominous and it shouldn’t be. Summer is very often the time of year when families go on vacation. Kids are off school. The sun... Read more »

Love your mom and your budget

  Mother’s Day has been a national holiday in the United States for over one hundred years now. Woodrow Wilson signed a proclamation in 1914 declaring that the second Sunday in May would... Read more »

You’re biased and it’s costing you money

When you’re driving on the highway and a car cuts in front of you, most people will assume (and loudly exclaim) that the other driver is a “jerk” (or some slightly ruder... Read more »

Is it time to worry about your debt?

As a credit counseling agency, we spend a lot of time and energy helping people get out of debt. For a lot of consumers, debt has overwhelmed their finances and their lives.... Read more »

The credit bureau thinks I’m dead

My Equifax credit report says that I am deceased. Is there someone linked to my report? When filing a dispute there is nothing concrete on my report that is incorrect. I did... Read more »

Survey: Americans are confident, but unprepared financially

  This article provided by the National Foundation for Credit Counseling. The National Foundation for Credit Counseling® (NFCC®) and NerdWallet, a personal finance website, released the results of the 2015 Financial Literacy Survey conduc... Read more »

What happens if I pay less than the minimum due?

  Is paying less than $50 a month to a creditor acceptable if that is all you can afford to pay, no matter the amount owed? Can they reject payment even though you... Read more »

Twenty-five simple ways to make your stuff last longer

What’s a nearly foolproof way to save money? Not spending money, of course. And one of the best ways to slow your spending down is to increase the shelf life of the... Read more »

What color is your money management style?

  We all own at least one pair of pants that we should like, but don’t. They don’t look quite right. They don’t fit quite right. When we wear them we’re hyper aware... Read more »

Four alternatives to payday loans

  The Consumer Financial Protection Bureau (CFPB) recently proposed new regulations in the hopes of better protecting consumers from the often debilitating cycle of debt caused by payday loans. If you’re not familiar with... Read more »